Our Products
Loan Shastri understands a variety of financial needs and offers a wide array of financial products to address them promptly. As your trusted mortgage specialist, we connect you with over 50+ lenders providing home loans, business loans, personal loans, and loans against property. With minimal eligibility criteria, you can secure quick approvals. Benefit from seamless disbursements and flexible repayment tenures from top credit providers, empowering you to fulfill your financial obligations with ease.
Personal Loan
If your plans have been on pause, now is the perfect time to bring them to life with Loan Shastri’s instant personal loan services. We provide quick access to fast-approved loans from leading banking and non-banking institutions across India, offering funds at competitive personal loan interest rates starting as low as 8% per annum. Enjoy the convenience of affordable EMIs with flexible repayment options spanning 12 to 60 months. Use our built-in personal loan EMI calculator to compare and select the best loan offers tailored to your needs.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
- After 18 months: 3% of outstanding principal.
- After 12 regular EMIs: NIL
DCB Bank Personal Loan
Interest Rate
13% - 25%
Loan Amount
₹1L - ₹5L
Interest Rate
₹2,275 - ₹2,935
Processing Fees
Up to 3% of loan sanctioned
Pre-Payment Charges
- --
karnataka bank Personal Loan
Interest Rate
12% - 17%
Loan Amount
₹1L - ₹25L
Interest Rate
₹2,224 - ₹2,485
Processing Fees
Up to 2% of loan amount (Min. Rs 2,500 & Max. Rs 8,500)
Pre-Payment Charges
- --
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Dream vacation, emergency expenses or alternate loan repayments, Urban Money takes care of your financial health via instant personal loans. With a maximum limit of ₹50 lakhs, we ensure you get the lowest personal interest rate, starting at 8% p.a.
Home Loan
Loan Shastri understands your financial aspirations and provides home loans covering up to 95% of your property’s value. As your dedicated mortgage loan specialist, we guide you to the most affordable home loan interest rates, swift approvals, and simplified eligibility criteria. Take the next step toward your dream home with our hassle-free home loans, featuring quick approvals, fast disbursals, flexible repayment tenures, and competitive housing loan interest rates starting as low as 7%.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Make your dream home a reality with our leading home loan services. Loan Shastri has tied knots with an array of banks providing nimble and hassle-free mortgage loans. Unlock home credit loans with a host of benefits, like low housing loan interest rates and smaller EMIs to space out your payments over a longer tenure.
Loan Against Property
At Loan Shastri, we recognize the urgency of your financial needs. We customize the best loan against property options from top-tier banking and non-banking institutions, ensuring quick approvals with minimal documentation. Whether you’re consolidating debts or covering significant medical expenses, we provide solutions tailored to your immediate requirements, including loans against property without income proof. With competitive interest rates ranging from 8% to 25% per annum, we guide you toward the right financial decisions. At Loan Shastri, we also offer flexible repayment plans supported by a detailed and comparative EMI analysis to suit your needs.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Loan Against Property (LAP) doesn't have to be complicated. Discover your residential or commercial property’s hidden potential to fulfil your financial needs with Loan Shastri. Get quick approvals, attractive LAP interest rates with minimal paperwork.
Business Loan
We deliver exactly what your business requires. At Loan Shastri, we recognize, address, and fulfill your capital needs through our comprehensive business loan services. Catering to startups, MSMEs, and larger enterprises, we assist our clients in selecting the ideal lenders from a wide network of public and private banks and NBFCs. Our advanced comparative analysis of business loan interest rates ensures you make informed decisions. Experience faster loan processing, seamless disbursals, and minimal documentation, all designed to propel your business to new heights—only with Loan Shastri.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Top Private Banks For Personal Loan - February 2025
RBL Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
DCB Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karnataka bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Reliance Capital Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Federal Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IDBI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
karur Vysya Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
YES Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Kotak Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
ICICI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
CITI Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Deutsche Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HDFC Sales Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
Axis Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
IndusInd Bank Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
HSBC Personal Loan
Interest Rate
14% - 23%
Loan Amount
₹1L - ₹20L
Interest Rate
₹2,327 - ₹2,819
Processing Fees
Up to 2% of loan amount
Pre-Payment Charges
- Between 13 to 18 months: 5% of outstanding principal.
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